From: Jose.Herrera@bswhealth.org  Martin,     Attached is an executed copy of the contract with an effective date of 12/01/2020.     The effective date is when you can start seeing our members.     Benefit networks have not been loaded in our system yet.  If you do submit claims after 12/01/2020, the claims may deny.  You will be able to appeal any clams after 12/01/2020.      Thank you,     Jose Herrera